AFFORDABLE CARE ACT >>
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To instantly compare premiums for health exchange plans by zip code visit: www.thehealthsherpa.com
— Health insurance marketplace hotline: 800-318-2596 for individuals or 800-706-7893 for small businesses
— Kennebec Valley Community Action, 800-542-8227
— Consumers for Affordable Health Care, Maine’s designated consumer assistance program under the ACA: 800-965-7476
— Maine Bureau of Insurance: 800-300-5000
— Maine Community Health Options: 402-3330
— Anthem Blue Cross and Blue Shield: 800-722-0203
The official ACA site: healthcare.gov
Maine Bureau of Insurance: maine.gov/pfr/insurance/ACA_Index.html
Western Maine Community Action: wmca.org
Fishing Partnership Support Services: fishingpartnership.org
Maine Health Access Foundation (coming soon): enroll207.org
Maine Community Health Options: maineoptions.org
Anthem Blue Cross and Blue Shield: anthem.com
Kaiser Family Foundation’s subsidy calculator: kff.org/interactive/subsidy-calculator
Federal poverty level guide: aspe.hhs.gov/poverty/13poverty.cfm#guidelines
Where do I go to see what insurance plans are available?
What do I do if I am not currently insured?
When does enrollment end?
What is an “exchange?”
Will there be dental insurance plans on the exchange?
How will this affect people who already have Medicare?
Will the premiums for existing plans change? Will I have to apply for a whole new plan?
Can I apply for a new plan through the exchange even if I am currently insured?
It is an online marketplace where consumers can go to to look at various insurance plans to determine what’s covered and how much in premiums and co-payments you’ll pay each month. Consumers will also be able to find out if they qualify for financial assistance with premiums and cost-sharing, or if they qualify for the law’s Medicaid expansion.
Dental coverage is an “essential health benefit” for children only on the exchanges, not adults.
If you have Medicare you don’t have to do anything. Medicare is not part of the health insurance exchanges.
Yes. Even if your plan stays the same, you may want to look at the exchange to see what else is available, compare the cost with your current plan, and check to see if you qualify for a subsidy.